Product Comparisons

MYGIA Madness: The Next Cinderella Story?

Multi-Year Guaranteed Annuities (MYGAs) and Fixed Indexed Annuities (FIAs) are the Blue Bloods of the Annuity Market. But are we in the early chapters of the next Cinderella Story? Meet the Multi-Year Guaranteed Indexed Annuity (MYGIA).

Caps and Triggers and Pars – Oh, My!

Policyholders that employ fixed indexed annuities (FIAs) as part of their retirement strategy are staunch believers of the balance FIAs strike between upside potential and principal protection. And as tax-advantaged assets with crediting features that track well-known market indices, FIAs…

FILA vs. Annual Sum FIA

Sum Crediting Strategies Monthly Sum crediting strategies have been a fixture of the FIA landscape for over a decade. The idea behind a Sum crediting strategy – referred to in derivative terms as a “cliquet” – is fairly straightforward. The…