Ever since the advent of indexed crediting in insurance products, one crediting strategy has ruled them all – the S&P 500 annual point-to-point with a cap. There are now more than 200 indices available in FIA products. There are at least two dozen distinct crediting strategies over crediting terms ranging…
This week: Global Atlantic launches a first-of-its-kind GLWB, American National adds a 5-year option to Smart Start, and AuguStar files…
This week: Sagicor’s bold entrance to the guaranteed cap market, a look at first-half 2026 LTC hybrid annuity sales, and…
This week: a flurry of updates in the guaranteed income landscape, Compact approval of an Opt-Out Endorsement from Delaware Life,…
This week: Nationwide refreshes its index options, Mountain Life prepares to enter the FIA market, and Corebridge files a unique…
A deep dive into the clever behind-the-scenes strategies carriers use to inflate their headline FIA rates—and the hidden risks lurking…
Multi-Year Guaranteed Annuities (MYGAs) and Fixed Indexed Annuities (FIAs) are the Blue Bloods of the Annuity Market. But are we…
Policyholders that employ fixed indexed annuities (FIAs) as part of their retirement strategy are staunch believers of the balance FIAs…
