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Caps and Triggers and Pars – Oh, My!

Policyholders that employ fixed indexed annuities (FIAs) as part of their retirement strategy are staunch believers of the balance FIAs strike between upside potential and principal protection. And as tax-advantaged assets with crediting features that track well-known market indices, FIAs…

The Dynamics of Annuity Bailouts

Bailout! How long will the high rates on deferred annuities last? With some current market rates as high as 10 times the guaranteed rates on annuity contracts, advisors and consumers are basking in the glow of these promising numbers. Many…

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