Marshall Tilley
Understanding MVA
MVAs are a prevalent feature on modern annuity products, yet they often confuse both advisors and consumers due to their impact on surrender values. Many struggle to distinguish MVAs from traditional surrender charges, leading to misconceptions about their role in…
The Dynamics of Annuity Bailouts
Bailout! How long will the high rates on deferred annuities last? With some current market rates as high as 10 times the guaranteed rates on annuity contracts, advisors and consumers are basking in the glow of these promising numbers. Many…
